The cities where retirees are in the most (and least) debt

The cities where retirees are in the most (and least) debtThe cities where retirees are in the most (and least) debtWorkers are increasingly retiring with debt, data shows. 4 in 10 retirees say paying off their debt is a top priority, according to a survey from TransAmerica Center for Retirement Studies.Americans aged 60 to 69 had $1.99 trillion dollars in overall debt at the end of 2017, compared to $1.33 trillion in 2007,according to the Federal Reserve Bank of New Yorks Center for Microeconomic Data.Its clear that carrying a large debt load when you approach retirement age is a problem for Americans.Credit monitoring service LendingTree calculated the median non-mortgage debt balances for retirement-aged Americans (65-70) to find the cities where retirees are most burdened by debt.Using an anonymized sample of over 75,000 My LendingTree users born between 1948 and 1953, researchers calculated total debt balances from second quarter 2018 leistungspunkt reports.The averagemedian deb t for retirees (or people working towards retirement) across all 50 of the largest U.S. metro areas is $20,643, according to their findings.Cities where retirees owe the most (with median balance)San Antonio$29,993. (46% owed on auto loans32% on credit cards.)Austin, TX $26,424Houston, TX$26,219Dallas, TX $25,604Washington, D.C. $25,202Oklahoma City, OK $24,644Richmond, VA $23,642Virginia Beach, VA $23,398Buffalo, NY $22,482Memphis, TN 22443Cities where retirement-age Americans owe the least (with median balance)Louisville, KY $15,093 (41% credit card debt)San Jose, CA $15, 499Portland, OR $16,224Sacramento, CA $16,910Milwaukee, WI $17,142Detroit, MI $17,490Providence, R.I. $18,356San Diego, CA $18,377San Francisco, CA $18,495Nashville, TN $18,567As for the types of debt owed, student and personal debts were the smaller categories, compared with the major sources of debt auto loans and credit cards. About 10% of Americans aged 65-70 still have student debt, but not for themselves i t likely comes from students loans co-signed for a child.

ASME Awards Nearly 70 Scholarships to Student Members

ASME Awards Nearly 70 Scholarships to Student Members ASME Awards Nearly 70 Scholarships to Student Members ASME Awards Nearly 70 Scholarships to Student MembersSept. 22, 2017 Each year, the ASME Scholarship Program helps ensure the future of the engineering profession by helping ease the financial burden for ASME student members who are pursuing their undergraduate and graduate degrees. This year, 69 student members were awarded more than $260,000 in scholarships through the ASME Foundation Scholarship Program and the ASME Auxiliary Scholarship Program.The ASME Scholarship Program offers more than 30 different scholarships for undergraduate and graduate students, including the Kenneth Andrew Roe Scholarship, the ASME Foundation Scholar awards, the ASME/Society of Hispanic Professional Engineers (SHPE) Scholarships, and the ASME Nuclear Division (NED) Scholarship.Trevor White of Rensselaer Polytechnic Institute welches awarded ASMEs largest single-year scholarship, and named the K enneth Andrew Roe Scholar. The $13,000 scholarship, which is awarded to juniors and seniors studying mechanical engineering, was established in 1991 in memory of the former ASME president and chairman of the ASME Foundation. Trevor WhiteWhite, who is a senior studying mechanical engineering at RPI, served as president of the ASME student section at his university belastung year. In his scholarship acceptance essay, White said being selected as the Roe Scholar was an incredible honor and I am so grateful for it. This award comes at a time of financial uncertainty, (as) there have been many setbacks this past year and even more costs approaching in the future. Receiving this award solidifies my attendance at Rensselaer for my senior year and enables me to continue pursuing my research project, involve myself further in ASME, and invest more time narrowing my search for a career that I love.Another ASME student member, Jared Talamini, a junior at Wentworth Institute of Technology in B oston, was one of three student members who received $11,000 scholarships and were named ASME Foundation Scholars this year, along with Jason Bugarin of Worcester Polytechnic Institute and Austin Kaul of the South Dakota School of Mines Technology. Jared TalaminiIn his scholarship acceptance essay, Talamini, who is enrolled in a five-year Bachelor of Science program in electromechanical engineering with a minor in manufacturing, said that in plus-rechnen to enabling him to continue his studies at Wentworth without interruption, being selected as an ASME Foundation Scholar has inspired him to get the most out of his college experience. My involvement in ASME has given me opportunities to gain internships, network with professionals, and learn new software and other skills that arent part of the curriculum, continued Talamini, who is chair of the student chapter at his university. This year I intend to do more with our chapter than our school has ever done in the past. One of his g oals this year is to take part in Accelerate, the universitys Innovation and Entrepreneurship Center, which promotes interdisciplinary collaboration among students, faculty, alumni and the local community in order to bring ideas and products to the marketplace.Danielle Petterson, from the University of South Florida, was one of two winners of the ASME/ Society of Hispanic Professional Engineers (SHPE) Scholarships. Petterson won the undergraduate award, while Erin Hong of California State University, Northridge, received the post-graduate ASME/SHPE Scholarship. The program, now in its third year, provides two $5,000 awards each year to students who are members of both ASME and SHPE and have been actively involved in volunteer work to benefit others through at least one of the societies. Danielle PettersonThe past year had been a trying one for Petterson, who is a senior at the University of South Florida majoring in mechanical engineering and the activities chair for her schools AS ME student section. Already struggling to afford school and housing, Petterson lost her apartment in a fire last spring and has had to move eight times in the months that followed. Understandably, she describes her year so far as incredibly stressful, but she expressed in her acceptance essay that the ASME/SHPE Undergraduate Scholarship is relieving some of that pressure.In addition to unexpected emergency expenses that have affected her family, growing student loan debt left Petterson in constant panic about money and school, she wrote. Winning this scholarship from ASME has definitely lifted some of the weight off of my shoulders and has given me the little boost I needed to continue working toward my goals. I am so proud of this organization for valuing its student members and I am so grateful to have been given this opportunity.Joshua Smith, an ASME student member from Colorado State University, is one of three students who were each awarded a $5,000 ASME Nuclear Engineering Div ision (NED) Scholarship for the 2017-2018 school year. Also receiving NED Scholarships for this school year are Eric Zhong of California Polytechnic State University and Hank Costner from Utah State University. Each year, the division awards three scholarships to ASME student members who demonstrate a particular interest the design, analysis, development, testing, operation and maintenance of nuclear reactor systems and components, nuclear fusion, heat transport, nuclear fuels technology and radioactive waste. Joshua SmithSmith, who has been a board member of Colorado State Universitys ASME student section for two years, served as professional development chair last year and was recently elected vice chair of the student section. He is pursuing bachelors degrees in both mechanical engineering and bioengineering at Colorado State.This scholarship will help me, as well as my family, allowing me to focus on my studies and maintain the class load I need to complete my five-year program in four years, while totenstill gaining experience participating in internships, and ASME activities, he wrote. Your help will both minimize my own resulting debt and help me to focus on my studies, internships and organizing activities for my colleges ASME student chapter. During this last year at Colorado State, White said he would like to continue working in the laboratory in which he currently researches and develops low-cost portable aerosol samplers as well as continue helping coordinate ASME activities that enable students to connect with professionals in industry and academia.Other scholarships awarded by the Foundation include two $5,000 Garland Duncan Scholarships, which were given to Tamim Reza of the University of MichiganFlint and Mukul Sawant of Purdue University, and three $4,500 Willis F. Thompson Scholarships, which were awarded to Viktoria Meyerhoff of Indiana UniversityPurdue University, Tooba Ehtesham of the University of Houston, and Joseph Pechstein of the Mi lwaukee School of Engineering.To read the complete list of 2017-2018 ASME scholarship winners, visit the Scholarship Winners webpage on ASME.org.For more information on the ASME Scholarship Program, visit www.asme.org/career-education/scholarships-and-grants/scholarship-and-loans. To find out how you can support the scholarship program with a gift to the ASME Foundation, go to www.asme.org/about-asme/get-involved/asme-foundation.

Finland What the U.S. can learn from Finland about work

Finland What the U.S. can learn from Finland about workFinland What the U.S. can learn from Finland about workAnu Partanen, a journalist and the author ofThe Nordic Theory of Everything,moved from Finland to the U.S in 2008. She spoke withLaddersabout how work life compares between the two countries - and what the U.S. might learn.One of the things that surprised me most about working in the U.S. was the anxiety that many Americans feel about their work lives.Finns tend to have mora peace of mind about their work. In contrast, Americans tend to be much more worried about job security and balancing work with their personal lives.Here are some ways the countries differ in their approaches to work that help explain that divide and offer solutions.Power dynamicsIn Finland, as in all Nordic countries, universal policies provide certain rights to everyone, including health care, vacation time, and parental leave.These universal policies mean that employees are less dependent on their empl oyers and are able to have a more equal relationship with them.In the U.S., employers usually have much more power than employees. The companies often control the workers access to basic needs such as health care and leave.Its also easier to fire people in the U.S., which makes some employees feel like they could always be out of a job, and thus potentially out of health insurance.In Finland, you can fire employees if they dont do the work or if your company is doing poorly, but you have to have a real reason and make a case. Its bedrngnis as easy as just telling them to clear their desk. This gives employees more security.Hierarchical structureAmerican workplaces, especially in corporate environments, tend to be more hierarchical than in Finland.Of course, in the U.S. you have places like Silicon Valley, which are famous for their hoodies and chill atmospheres. But, overall, workplaces in Finland tend to be more relaxed.Finnish employees often have more independence to figure out t heir own schedules and approaches to problems. There also arent as many titles, and its easier for people to approach their bosses.This sense of equality often results in Finnish employees feeling more respected in their jobs.Work motivationFinnsoften think that there is a clear divide between their work life and the rest of their life.Americans are often much more passionate and ambitious about their careers.I admire the drive Americans have for their jobs. And now that Im used to the American pace of everything happening right now, the Finnish approach to work can be frustrating.But I wonder how much of that American drive is a result of workers dependence on their jobs and their fear of being left behind.This can drive them to work harder, longer hours that can leave them feeling burnt out and guilty about not being able to be home for their family.The Finnish approach frees people to work more because they want to. It also shows that people can be efficient even when they have m ore freedom to take the time they need without any repercussions or guilt.If you look at Finland, or any other Nordic country, you can see that they are wealthy, modern, well-organized societies with innovative, successful companies - even though their workers tend to have more time off than Americans.Time offIn Finland, all workers have the right to paid vacation, usually about five weeks a year, andalmost a full year of paid parental leave. All Nordic countries have more or less similar policies.Since everyone, including the boss, takes advantage of these policies, they areaccepted and seen as normal.In the U.S., vacation time and parental leavedepends on the employer, which can cause problems.If not all employers offer paid vacation time, it could end up punishing companies that do. People are also often hesitant to take the vacation time thats allotted to them because they are worried that it will reflect poorly on them.In fact, making vacation time ingrained into the culture c an help increase efficiency. When people have time to recuperate and rest, they come back and feel rejuvenated and more productive.The same is true for parental leave.A lack of paid parental leave or short leave times can createboth emotional and financial pressureson parents in the U.S. and cause them to be less efficient in their work because they are tired from taking care of a baby and consumed by worry and guilt about not being able to give enough time and effort either at work or at home. Some end up dropping out of the work force completely because finding balance is so hard.On the flip side, American women who do work tend to be in higher positions because they havent taken time off. In Nordic countries, more women work than in America, but their careers tend to stall because they take more time off for leave.Finland is now encouraging fathers to take more leave in an effort to increase gender equality even further.Work-life balanceTheres anAmerican myth that work-life balan ce must be negative for the employer.But Finland shows us that you can have work-life balance, and you can still have successful companies.The Finnish company Nokia was the worlds largest mobile phone company for more than a decade. KONE is one of the largest elevator manufacturers in the world.And mobile game companies such as Supercell, maker of Clash of Clans and Hay Day, and Rovio, creator of Angry Birds, are examples of new Finnish tech companies.If you look at Nordic countries as a whole, the tally of successful and innovative Nordic companies and brands is even more impressive Ikea, HM, Spotify, Ericsson, Volvo, Electrolux, Carlsberg, Minecraft, Novo Nordisk, Maersk, Fjllrven, and so on.When companies embrace practices that encourage more flexible work times, paid leave, and more independent employees, employees can be more efficient, more loyal, and more content.In the long term, Americans should look to enacting universal policies that will let workers better combine work w ith their personal lives.In the short term, they can start talking to their employers about the type of workplace they want to create to together. The Nordic countries offer a lot of evidence for what works.Anu Partanen is a journalist and the author ofThe Nordic Theory of Everything In Search of a Better Life.As told to Kirsten Salyer.

Harnessing Sole Power

Harnessing Sole Power Harnessing Sole Power Harnessing Sole PowerWhen was the last time you were scrambling to find a power switch because your smartphone, iPod, or tablet ran out of charge while hiking, camping, or at a tradeshow? Perhaps, just last summer? Now imagine a removable shoe insole that harnesses the kinetic energy of everyday walking to charge your devices whether you are out in the wilderness or on the show floor. That insole has been developed by two young Carnegie Mellon mechanical engineering graduates.What started off as a capstone mechanical engineering design project at Carnegie Mellon University, and then became a Kickstarter project, is now a Pittsburgh-based startup called SolePower (part of the incubator AlphaLab). Founded by Matthew Stanton and Hahna Alexander in monat des herbstbeginns 2012, Sole Power is now refining its energy-harvesting technology and aims to get to market by the end of 2014.According to the founders, SolePowers initial target market will be hikers, backpackers, and other outdoor enthusiasts who dont have any other option but solar power to charge their mobile electronics. SolePower, however, is also looking to partner with NGOs and mobile companies for case studies in developing regions, where portable electronics like cell phones act as lifelines.SolePowers current simulations indicate that one insole will last three years of walking. Image SolePowerOne Step at a TimeOriginally it was just a light up shoe so that students could be seen walking to and from campus at night and cars could easily see the students. It wasnt until we showed it off at Carnegie Melon alumni event in DC that we really saw a market for it defense industry, humanitarian organizations who could use it overseas, and outdoor enthusiasts who go hiking all the time, says co-founder and CEO Stanton.SolePowers mechanism and design is simple. It takes the linear movement of the step (the impression that occurs when the foot impacts the ground), con verts it into a rotational energy, which then spins a generator, explains Stanton. The insole captures this energy and stores it in an external battery that can be accessed via micro or mini USB ports. Whats unique about our technology is that we have created a system that allows the generator to only spin it one direction to make it a more efficient and robust, he adds.According to co-founder and CTO Alexander, SolePowers competitive advantage over similar devices that are trying to harness the power of walking is that instead of being embedded into a shoe, its a removable shoe insole. Being an insole and not a shoe it gives us much more versatility in the sense that we can put it in a sandal for use in developing nations or sell it to the boot company and put in boots for soldiers, she says.SolePower is waterproof and weather-resistant and its current simulations and calculations indicate one insole will last three years of walking, which means an average daily person walking 2.5- 5 miles a day. The company is working toward a product that will charge an iPhone or a similar smartphone in 2.5 miles. We are pricing it around the same as other solar tech products - around $130 per device - then we will go to outdoor retailers to start selling to consumers, says Stanton.Shrinking things down to a size that would make it usable was the biggest technical challenge while designing the insole, according to Stanton. We are pretty much past that one. Now getting it to market and making it mass manufacturable are the two big hurdles on the horizon, he says.The SolePower team (L to R) Elliot Kahn, Matt Stanton, Hahna Alexander, and Davit Davitian. Image SolePowerEngineer to EntrepreneurFinding a good mentor is essential for any engineer considering being an entrepreneur. Both Stanton and Alexander acknowledge the guidance they received from their mentors at the startup incubator AlphaLab. We are both engineers so we didnt know how to run the financials or put a business plan together. The mentors opened our eyes to what was coming our way, says Stanton.Especially when you are hitting your head against the wall going the wrong route, you need a mentor to steer in the correct path, Alexander reiterates. Another lesson that she learned along the startup road is talking to customers early on in development than later. They told us we should make it the insole more aesthetically pleasing and that helped as until then we werent thinking in that direction.Currently working out of TechShop in Pittsburgh, PA, the SolePower team is plugging away to improve the design of the insole. We design, produce, and manufacture ourselves. That allows us to rapidly iterate and do it very cheaply. It also makes us understand the manufacturing aspect of it, says Alexander, adding that the product has to be comfortable so we are solving every technical challenge. Weve talked with local podiatrists to make sure SolePower doesnt affect the way people walk.As the SolePower te am continues to evaluate and refine their product, next time your cell phone runs out of battery, consider taking a power walk.Being an insole and not a shoe it gives us much more versatility in the sense that we can put it in a sandal for use in developing nations or sell it to the boot company and put in boots for soldiers.Hahna Alexander, CTO, SolePower

The Foolproof Resume Format Samples Strategy

The Foolproof Resume Format Samples Strategy Additionally, there are many set of templates readily available online. Youve got to give yourself time to research online so you may have a look at multiple templates. You dont have to be scared of the free resume samples which you might discover on the web. Should you need some samples of the way that it is presented, the web is a great place to hunt for. The Fundamentals of Resume Format Samples Revealed Drafting a resume that may demonstrate all your capabilities isnt a cakewalk and requires expertise wisdom and perfect presentation. Then, the free resume maker will request that you deliver a concise summary of your abilities and talents. Or one may want a skill based resume which helps to emphasize your abilities and achievements that are directly pertinent to a particular job target thats also offered. The skills a chronological resume may not have the capacity to highlight are ready to be emphasized in a functional resume. The Truth About Resume Format Samples The advantages of the Single Page Lawyer Resume When limiting the amount of your lawyer resume to a single page, youre forced to offer a precise and concise document that focuses specifically on the abilities and experience an expected employer is searching for. While resume templates might be simple to follow along with the template presented may not be best suited for your distinct employment background. For instance, if an employer extends to you to do a little bit of training, take it with open arms because you cant ever know when you may be offered it, even when you have to do it after hours. Perhaps the prospective employer may benefit from your relationships you have in your native nation. Resume Format Samples for Dummies What you may not know is that using professional resume samples can greatly increase your odds of success. A free resume template is a kind of basic sample for a resume that a man or woman might need to develo p. New jobs can help ex felons to turn into a portion of the society. Every job demands attention to detail. Mentioned following are some factors to bear in mind when preparing the ideal resume format. A resume sample varies as per which kind of occupation a person holds. With free resume forms, you find it possible to utilize all the advantages that it has to provide you so you have the ability to appear successful, and get the great written resume. You might be overlooking a fantastic system of presentation before being aware of it. Resume Format Samples Fundamentals Explained You dont need to be worried if you dont possess job particular skills. You wish to include reasons why you desire the job and why youre ideally suited to it. Refer to the particular job you wish to do. If you wish to receive a superior nursing student job then you have to craft an expert job application that grabs the interest of the employer at the exact first glance. There is an extensive arr ay of free resume writing samples online which will help anyone develop a better resume. Therefore, you can follow certain guidelines or suggestions to give the best resume, considering all relevant facets of the optician work. Making a resume isnt a Herculean job, but at the identical time that it can increase or reduce the odds of getting a rest into the entertainment market. The best method is to select the support of Resume builder for writing a resume so you could not loose the work prospect. Youre going to be in good geschftlicher umgang While you might want to include only relevant key phrases, you can draw the interest of the hiring manager by including relevant content thats in sync with what the business is searching for. Remember you wish to sell yourself, your experience and any contribution you must offer you the business. When you submit an application for a job youre marketing yourself. You will receive the samples for each and every kind of job application. Then its an easy job for locating a job. All of your hard work has finally paid back. With so many varying templates readily available, you need to choose which one is going to work the very best for allowing you to get the kind of job which you are applying for. Therefore, a functional resume format is well-known among college students and fresh graduates keen to go into the corporate world for the very first moment. If you decide to, you may also describe your perfect environment. Your job application has to be easy and simple to comprehend. Choosing Good Resume Format Samples Write the letter the way that youll write a typical cover letter. Functional Sample When youre referring the online resume samples, you will require a functional sample in case you have employment gaps in your past. Your letter addresses why youre applying for the job, why youre uniquely qualified, and itll request an interview. You would also be a good idea to find a template provided by means of a company that will also help you compose a cover letter for your resume.

The Anatomy of a Leader #infographic - Spark Hire

The Anatomy of a Leader infographic - Spark HireAs hiring manager, you may not always be looking to hire leaders. Sometimes you need to hire those that are willing to be part of a team directed by one or two strong leaders. In fact, a team full of leaders may actually be counter-intuitive. Too many chefs in the kitchen However, when you are looking to hire a leader, you want to be sure you are looking for the right characteristics. Sometimes you can spot a leader from afar in the hiring process, but other times you may have to dig a little deeper to pull out those leadership qualities. In this infographic, you can take a look at what qualities the guys over at the Academy of Leadership and Management deem as leadership qualities.The top quality that seems to make a leader is motivation. When someone is highly motivated to succeed and be great at what they do, they may just become the leader of the pack driving others to do the same. On the flip side, intellect does not a leader make. One can be extremely intellectual and knowledgeable, but still not have the right stuff to make them a leader. Take a look at what else seems to make a leader and start looking for those qualities in your candidates if need be.IMAGE Courtesy of Visual.ly

One Factor Youre Overlooking That Could Get You A Job

One Factor Youre Overlooking That Could Get You A JobOne Factor Youre Overlooking That Could Get You A JobWhen looking for a job, you probably already take into account your skills, experience, passions, and interests, but there is abedrngnisher factor you may be missing current events.If you arent already investigating how the world around you can shape your job hunt, you are doing yourself a disservice. Being knowledgeable about current events can help you find a job faster, earn more money, and make better decisions if you have multiple offers.Heres how you can use your knowledge of current events to refine your search.Set Realistic ExpectationsUnderstanding the current state of the economy and job market can help you set realistic expectations about how much research youll need to conduct to find results for open roles and how long your job search may take. A hiring freeze or boom can also be highly dependent on the general economy. Keeping a realistic perspective throughout your search about the reasons there may be an influx of responses to your applications or just a few trickling in, can help you maintain a positive attitude and avoid becoming discouraged. It is important to understand beforehand that it may take longer to find and secure certain roles, especially if you are financially conscious or eager to leave your current position. If you arent receiving responses, you can attribute part of that to the competition for only a few scarce roles. A lack of response does not necessarily mean you arent qualified to work in that industry or field, but it does mean that you might need to apply to more positions and make koranvers your resume is impeccable. Understand Your IndustryCareer trends are not isolated, but rather shaped by the world surrounding us. Certain fields and industries have many roles they need to fill while others are hiring more selectively. Jobs in nursing and healthcare, for example, are currently booming. Generations are growing olde r and people constantly need to be aware of their health. This is information that if you consult the news, can help you target your job search. Other industries, meanwhile, could be experiencing a hiring freeze or not have as many open positions. If you have the option of pursuing a slightly different type of role or targeting an industry, that you know is doing well, your job hunt may be more fruitful. For example, if you previously worked marketing packaged goods, but youve heard there are many open roles for marketing in the software industry, you might consider doing some research into relevant jobs. An understanding of market trends and the types of products people are purchasing, and even popular culture, can help guide you in exploring new jobs.Strategically ApplyCurrent events can help dictate the best time to apply for a role. If you are aware of a significant event, like a housing boom in a certain location, you can cater your search to positions that exist in that locati on. You can also make sure your salary requirements are in line with housing costs in the new location. You may also not want to apply to jobs in that location if the event would significantly impact the role you might obtain. Furthermore, some positions are seasonal and there is more need for them during certain times of the year. The huge increase in purchases for the holidays is certainly useful information to know for individuals seeking positions in retail sales, event planning, and consumer marketing, among others jobs. Anticipating this growth will help you understand that you should apply for a holiday job in August or September before the season starts, rather than waiting until December. Consider Prime Real Estate schauplatz, Location, LocationKeep current on job trends because open jobs in certain industries and fields may vary depending on location. If you know that Los Angeles has more open healthcare jobs than Boise, you can use this to help guide your search. The job market in different cities and states is shaped by current events so being aware is the first step to determine the locations that will yield the best results. To avoid frustration, start searching in cities where there are more open jobs and later look at those where the types of role that meets your criteria may be not as prevalent. Check out Simply Hires employment outlook to familiarize yourself with the current state of the job market and the jobs and metropolitan area with the strongest growth.Ace the InterviewCongratulations Youve been selected for an interview.Its not uncommon for interviewers to ask candidates about well-publicized events, whether its to commiserate about a natural disaster or to comment on the recent acquisition of a company in your industry. The more informed about current events and the world, the better prepared you will be for any interview question and to present yourself in the best light. Avoid being categorized as an individual who will not pay att ention to his surroundings or others by lacking knowledge about current events.Negotiate Your SalaryWhen negotiating salary, preparation and research is key. Along with researching typical salaries for the type of position youve been offered, having general knowledge of the economy can also be to your benefit. If you enjoy following the stock market and see that the stock for the company that offered you a job has just skyrocketed, youll know you can possibly negotiate a higher compensation package. If that company has been in the news for an event in which they discussed compensation or how the product youll be working with is exceedingly popular or needs some help in improving its features, you can also use this to your advantage in negotiating salary. But, only a well-read and informed individual would be have this knowledge.Set yourself apart and take action now to use current events to help guide your job search. An easy step is to start by finding and reading one article a day concerning politics, economics, technology, or anything else that you believe causes changes in the job market. While we enjoy a good article about the best pizza in each city, as much as the next person, dig a little deeper than this, unless your objective is to become a pizza delivery person.

Job Worn Out its Welcome Know When its Time to Go

Job Worn Out its Welcome Know When its Time to Go Job Worn Out its Welcome Know When its Time to Go Your Job doesnt Cater to Your StrengthsNo one is good at everything and there are many positions where one may find that the skills he or she has dedicated years to cultivating just arent relevant to their current job. Our effectiveness at our jobs is also closely related to how much we enjoy performing the everyday tasks required of the work. If you cant stand what you are doing, this is an immediate red flag that you are in the wrong business.Sometimes the problem is with an organizations management. Good management will delegate work in a way that assigns tasks to those employees who are best equipped toperform them. That is, the stronger an employee performs in a task, the more likely he or she is to regularly work at that task. Unfortunately, not all managers are good managers and often do a poor job at delegating with the end result being a workplace full of unhappy employees.Y our Trek up the Corporate Ladder is Slow to StagnantMost companies, especially large companies who have gone public, are intensely focused on increasing profits from quarter to quarter, meaning fruchtwein of a corporate executives day is spent obsessing with the bottom line instead of organizational talent. Unfortunately, your company may not have the time or resources to work on developing and promoting their employees. If you feel that your future is limited at your current employer, now is a great time to develop an exit strategy.Your Work Environment is Unhealthy or Operates on Unethical PrinciplesYour surroundings, and the people who inhabit them on a daily basis, have a profound effect on how you feel about your job and your level of performance. A workplace that generates low morale among employees is likely to produce an environment of complacency and indifference. Additionally, if unethical, immoral, or unprincipled behavior is the accepted norm at your workplace, its proba bly a good time to take the risk and seek out a healthier employer with a supportive and ethical environment.Business is Slowing to a Crawl with No Signs of ImprovementWhile sales positions are most prone to feeling the effects of a dying business at first, eventually, if the customer pool dries up, no ones salary is getting paid. In the world of business, loyalty is a precious commodity but dont let this noble trait lead you to unemployment. If a company is tanking, let it go and find a job at a more financially secure company.

Customize this Outstanding Web Developer Resume Example

Customize this Outstanding Web Developer Resume ExampleCustomize this Outstanding Web Developer Resume ExampleCreate Resume Technology Summary * Web programming PHP, ColdFusion, ASP, including OO programming * SQL Database programming MySQL, SQL Server, MS Access * hypertext markup language, Xhypertext markup language, hand-coded (TextPad, Eclipse, BBEdit, emacs, etc.) * Client-side programming JavaScript, AJAX, DHTML, DOM, YUI, jQuery * CSS (Cascading Style Sheets) by hand * Flash, ActionScript (including versions 2 3) (Flash work since 1999) * Social software WordPress, Drupal, Facebook App Development* Original design image editing Photoshop, Imageready, Illustrator, GIMP * Other languages XML, VBScript, CFML, Java, C++, Perl * Source control CVS, SVN/Subversion, Visual SourceSafe * Platforms Linux, FreeBSD, Windows Server, Mac * Webserver installation configuration Apache, Microsoft IIS * Design for SEO (Search Engine Optimization) and Section 508 considerations * Sound editi ng SoundForge, Goldwave, Audacity, RealAudio Encoder Employment History Web Developer/Integrator March 2007-July 2008Vivendi Games/Sierra Online, Los Angeles, CAGeneral programming and development on web sites supporting companys casual and mid-session games. Skills utilized include HTML, CSS, AJAX including jQuery and Yahoo YUI library, JavaScript, PHP Programming, Flash, Graphic Design, Apache configuration, Drupal including custom module development, UBB, Python Programming, and Facebook Application Development. PHP Programmer January 2007-March 2007Three Point Software/ProElite.com, Los Angeles, CA Programming on social networking site. PHP Programming including OO, Smarty Templates Client-side programming including AJAX (Prototype Scriptaculous), JSON, TinyMCE integration, Flash Programming, and debugging. Programmer/Analyst September 2006-January 2007 Electronic Clearing House, Inc, Camarillo, CA Programming web applications, reporting software, ecommerce troubleshooting. Lan guages ASP Programming using VBScript and JScript, SQL Server PHP/MySQL HTML/CSS.Web Developer June 2006-September 2006 Laurel Springs School, (contract Robert Half Technology), Ojai, CA Maintenance, Bug-fixes and miscellaneous web programming on internal web applications written in ASP with SQL Server. Web Developer November 2005-June 2006 Crawberts.com, Simi Valley, CA Developed web applications and websites primarily in PHP/MySQL, utilizing my skillset of HTML, CSS, JavaScript, etc. ETAP CharterLease PHP/MySQL web application for timesharing of high-end yachts. LET Network Gordon Training ASP to PHP conversion of existing database backed website. Web Master February 2005-November 2005 Lagardere Active North America (Hachette Filipacchi Media) Created and maintained websites in support of LANAs products for mobile phones. Built websites from PhotoShop documents for maximum browser compatibility with all browsers and platforms. Created components in HTML, DHTML, and Flash optimize d to encourage purchase. Audio editing and file management for hundreds of client-delivered audio files. WML template creation and validation. Other responsibilities include building themes using TrigBuilder for BREW applications. Other unix system administration, webserver administration, SSL certificate installation, PHP flat-file search engine. Marketing Evangelist February 2004-June 2005 LAMP Host, San Diego, CA Sales and marketing for San Diego-based web hosting company. Brought in several large contracts for large scale hosting, including facilitating one web hosting company acquisition. ColdFusion Web Developer February 2003-February 2004 FinancialAid.com (contract Robert Half Technology), San Diego, CA Programming on internal tools and public website of student loan consolidation service. Emphasis on standards-based HTML and CSS. ColdFusion component development including web services using SOAP interface. Worked with Art Director to optimize feel and provide richer client-s ide experiences using JavaScript on public-facing pages. Installed blogs for development team to help track progress on internal tools. Freelance Web Developer June 2002-February 2003 Self-employed, San Diego, CA Design and programming of a number of sites in partnership with freelance web designers. Emphasis on clean HTML, CSS, and JavaScript, as well as a number of PHP and MySQL and ASP and Access database backed websites. Senior Web Developer June 2000-May 2002 AVENCOM, LLC San Diego, CA Integral member of expanding web development company. Key role in sales, web development, graphic design. Extensive client contact and communication Developed multiple content management systems (typically ColdFusion with SQL Server). Participated in user interface design for websites, graphic design, Flash animation, and advanced DHTML programming. Server management and configuration for locally hosted (IIS) websites. Participated in research and discovery in support of responses to RFPs. Teachi ng and tutoring juniorchef team members in 508 compliance, HTML, CSS, Flash, Photoshop, PHP. Clients included LightPointe, GiftBasketShoppe, Paul M Bowers Photography, Ron Roberts for Mayor, SANDAG, MTB Transitworks, AirMedia, BuckKnives. Web Developer March 2000-May 2000 Bidland Systems, San Diego, CA Engineering team member responsible for front-end HTML implementation and optimization for cross-platform, cross-browser facing sites. Programming with proprietary BidlandScript internal scripting language. Web Developer October 1999-March 2000 EduPoint.com HTML and JavaScript template implementation for education-focused web portal/search engine. Programming in Mason template language (Perl-based) to turn visual design into discrete HTML and HTML/Mason include files. Manually maintained static company intranet Created presentation websites for use by sales staff. Web Integrator February 1998-October 1999 Jamison/Gold Interactive, Marina del Rey, CA Provided HTML programming, JavaScri pt coding, cross-browser testing and debugging, and graphics production for high-end entertainment and gaming related websites for web services firm. Clients included Disneyland.com, Sony Computer Entertainment America, Namco, Midway Games, Disney Home Video. Audio and video capture and editing for the web using After Effects and RealProducer authoring software. Web and Graphic Designer August 1997-February 1998 ARCO Corporation (BCSI Contracting), Los Angeles, CA Responsible for programming and maintaining Los Angeles-besed corporate intranet, conversion of internal documents including financial filing documents, organizational charts, PowerPoint presentations, Excel spreadsheets. Created Perl CGI which was a wizard for helping managers determine worker classification as 1099 or regular employees. Education San Diego Community College District (2004-2005) 5 units Java Programming 5 units C++ Programming 16 units General Education SDCCD Center for Education Technology, San Diego, C A (2000) Completed PHP/MySQL course Andrews Technology (2000) Completed Fast Track to ColdFusion UCLA Extension, Los Angeles, CA (1994-1996) Computer graphics seminars in graphic design, animation, illustration software Associate Degree in Respiratory Care 1990-1992Community Hospital of Roanoke Valley College of Health Sciences, Roanoke, VA. Summa Cum Laude, Outstanding Academic Achievement Award, Outstanding Clinical Achievement Award Professional Organizations Appearances MacGathering (2006) Taught seminar on planning a successful website KPBS Radio Appearance (2003) Appearance on These Days as expert on The Future of Web Design KPBS Radio Appearance (2002) Appearance on The Lounge radio show as expert on blogging CNET Builder Live (2000) Appeared on a panel discussing Section 508/ web accessibility WebSanDiego.org (1999-2006) Founded vibrant web developer group for San Diego including organizing and promoting in person formal and informal meetings. evolt.org admin (1999-2000) Se rved as an admin of international evolt.org web design community Web Standards Project (1999) Founding member Flash 2 Web Animation Book (1997) Color spread of my animations featured prominently References Available upon request Salary History Available upon request Customize Resume